Is PutraLoan legitimate and licensed?
Yes. This page gives you the details you need to check it for yourself, explains why the company name differs from the brand name, and lists our official channels so you can identify impostors.
Our licence details
| Licensed entity | Putra Berjaya Sdn Bhd |
|---|---|
| Company Registration No. | 198501012800 |
| Moneylender Licence No. | WL6146/14/01-5/151027 |
| Advertising Permit No. | WP3741/01/20-7/228313 |
| Licence validity | 1/07/2026 – 1/07/2027 |
| Registered address | L34-05-03, IB Tower, Lorong Binjai, 50450 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur, Malaysia |
Why the company name differs from the brand name
PutraLoan is a trading name. The company that holds the licence — and whose name appears on the agreement you sign — is Putra Berjaya Sdn Bhd. If you are checking the KPKT register, search for that company name, not "PutraLoan".
This is normal and lawful — plenty of businesses trade under a name other than their registered one. It is spelled out here because if you did not know it, searching the KPKT register for "PutraLoan" would look as though we do not exist.
Putra Berjaya Sdn Bhd is registered with the Companies Commission of Malaysia under number 198501012800. The leading digits of an SSM registration number give the year of incorporation — in this case, 1985.
How to check for yourself
Note the company name
Search for Putra Berjaya Sdn Bhd, not "PutraLoan".
Go to KPKT
The Ministry of Housing and Local Government oversees moneylender licensing at kpkt.gov.my.
Match the licence number
Ours is WL6146/14/01-5/151027, valid from 1/07/2026 to 1/07/2027.
Check the advertising permit
The advertising permit is a separate document. Ours is WP3741/01/20-7/228313.
How to spot an impostor
- We never ask for an upfront payment, processing fee or "security deposit" before financing is released.
- We never ask for your PIN, online banking password, or TAC code.
- We never pay into a third-party account — only a bank account in your own name.
- We never ask you to hand your physical MyKad or bank card to anyone.
A request for upfront payment is the clearest warning sign there is. A licensed moneylender takes its cost out of the financing itself, not from a payment before it is released.
We only make contact through the channels below and by email at [email protected]. Any other account or number using the PutraLoan name is not ours.
If you come across an account or number impersonating us, email [email protected] with whatever details you have, so we can warn others. Lending scams can also be reported to KPKT and to the police.
Frequently asked questions
Is PutraLoan an ah long?
No. Ah long operate without a licence. PutraLoan is the trading name of Putra Berjaya Sdn Bhd, which holds moneylender licence WL6146/14/01-5/151027 under the Moneylenders Act 1951, and advertising permit WP3741/01/20-7/228313.
Why can't I find "PutraLoan" in the KPKT register?
Because the licence is registered under the company name, Putra Berjaya Sdn Bhd. PutraLoan is a trading name.
How do I know I'm dealing with the real PutraLoan?
Check the list of official channels on this page. We never ask for an upfront payment or your banking details through any channel.
Is your licence still valid?
Our licence runs from 1/07/2026 to 1/07/2027. The validity period is also shown at the foot of every page on this site.
The amount, term and full cost offered to you are set during your application — the actual calculation is shown in the app before you confirm anything.